Visa / Mastercard ATM Surcharge

Payout: A share of the $167.5 million fund — nobody can know the amount in advance; it depends on how many times you paid a surcharge and how many people file

Deadline: February 10, 2027

Who qualifies: You paid a surcharge at an independent (non-bank) ATM with a debit card between October 24, 2007 and August 14, 2026, and your bank did not pay it back to you.

Proof needed: No proof upfront — just how many times you paid a surcharge